Lemon Law Didn’t Work for You in Maryland? Bankruptcy Might Be the Solution
Have you purchased a car in Maryland that turned out to be a lemon, and the dealership or manufacturer refuses to make it right? If you’ve tried Maryland’s lemon law protections and still feel stuck with a defective vehicle, you may be wondering what options you have left.
Here’s the truth: bankruptcy may be the powerful legal tool you need—not just to walk away from the bad car loan, but to get a fresh start from all of your unmanageable debts.
When Maryland’s Lemon Law Fails: What Next?
Maryland’s lemon law is designed to help consumers who unknowingly buy new or leased vehicles with serious defects. But lemon law cases can be complex, time-consuming, and in many cases, difficult to win—especially when manufacturers delay, deny, or dismiss valid claims.
If you’ve tried to return your lemon and hit a legal wall, bankruptcy may offer a faster, cleaner way to move forward.
How Bankruptcy Can Help with a Lemon Vehicle
If you’re struggling with a defective car and can’t return it under lemon law, bankruptcy may allow you to surrender the vehicle and eliminate your legal responsibility for the loan.
Here’s what bankruptcy can do:
Discharge your car loan after surrendering the lemon
Eliminate credit card debt
Wipe out personal loan balances
Clear unpaid apartment lease balances
Erase medical debt
You are not stuck with the car—or the debt tied to it.
Do You Need to Keep the Lemon Until the Bankruptcy is Filed?
You have options:
You can surrender the vehicle before filing your bankruptcy.
Or you can surrender it after the bankruptcy is filed.
But here’s a critical reminder:
🚨 You must keep the car insured until it’s no longer in your possession. Even if it’s sitting in your driveway, you are still liable for any damage or legal issues that occur while it’s under your ownership.
What Type of Bankruptcy Should You File?
Most Maryland residents file Chapter 7 bankruptcy to get rid of unsecured debt and surrender unwanted vehicles. If your income is too high, or you want to keep certain assets, Chapter 13 might be an option as well.
Our firm—Bankruptcy Near Me—can help you determine which type of bankruptcy is right for your situation.
Let’s Talk: You’re Not Alone
You’re not the only one who bought a defective car and feels financially trapped. Bankruptcy is not a failure—it’s a legal remedy. And in many cases, it’s a more effective solution than fighting lemon law claims that go nowhere.
At Bankruptcy Near Me, we help clients across Maryland discharge lemon car loans, credit card debt, personal loans, medical bills, and more. We can help you move forward—clean slate, no strings attached.
📍 Serving clients throughout Maryland
📞 Call us today: 301-550-5408
📧 Email: info@bankruptcynearme.org
🌐 www.bankruptcynearme.org
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